5 Fast Ways to Find Extra Money for Christmas

14 Dec 2021
Updated on 1 Dec 2025
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With holiday shopping, travel expenses, gift exchanges, and festive meals, costs can add up fast. Instead of stressing over your holiday budget, explore these five simple ways to make extra money for Christmas and boost your holiday cash before December 25th!

And if you need immediate funds for an emergency, we’ll also explain how a payday loan from Fast Payday Loans, Inc. may help.

The Top 5 Ways To Earn Extra Money for Christmas Quickly

1. Start Dog Walking or Pet Sitting

Dog walking and pet sitting are underrated—but highly effective—seasonal side jobs for Christmas. Depending on your availability and the platform you use, such as Wag, you can potentially earn around $1,000 per month.

To maximize your earnings:

  • Build trust by asking friends or family for testimonials.

  • Set competitive rates by checking what others in your area charge.

  • Offer add-on services like overnight stays, medication administration, or holiday pet care.

Popular apps include:

  • Rover – After completing a profile and background check, you’re typically approved within five business days. You keep 80% of earnings.

  • Fetch! Pet Care – Offers more service categories, allowing you to increase your rate potential.

  • Wag! – Available in 43 states and great for consistent dog-walking requests.

This option is especially profitable during the holidays when people travel and need reliable pet sitters.

2. Cancel Unused or Unnecessary Subscriptions

When looking for quick ways to save money for Christmas, cutting recurring costs is one of the fastest ways to save. Review your bank statements and cancel anything you don’t need. Many people forget they’re still paying for:

Common Forgotten Subscriptions:

  • Amazon Prime

  • App store purchases (games, premium apps)

  • Magazines

  • Streaming services (Netflix, Hulu, Disney+)

  • MTV Play

Freeing up even $20–$50 per month can make a meaningful difference in your holiday budget.

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3. Sell Things You No Longer Need, Want, or Use

"One man’s trash is another man’s treasure" becomes even more true during the holidays. If you need extra money for Christmas, selling unwanted items on platforms like Facebook Marketplace is one of the fastest solutions.

To increase your earnings, choose the right platform for each item:

  • Facebook Marketplace – Best for local pickups, furniture, and household items

  • eBay – Great for collectibles, branded goods, and electronics

  • Gazelle / Decluttr – Ideal for used electronics

  • Poshmark / Mercari – Perfect for clothes, accessories, and shoes

Items that sell especially well:

  • Smartphones (newer models bring higher payouts)

  • Tablets (Samsung Galaxy A7, iPads, etc.)

  • Cameras

  • Laptops (Dell, HP, Lenovo)

  • Game consoles (Xbox One, PS5)

This method is not only profitable—it also helps declutter your home before holiday chaos begins.

4. Cut Down on Your Bills

Cutting your bills is one of the simplest ways to make extra money for Christmas without working additional hours. Try these strategies:

  • Call your service providers to negotiate better rates.

  • Ask about promotional deals for loyal customers.

  • Use free services that automatically help reduce your monthly bills.

By lowering just two or three bills, you can free up enough cash to cover gifts, decorations, or travel expenses.

5. Consider a Seasonal Job

Seasonal work is a classic but effective way to earn extra holiday cash. Many industries hire temporary staff for the Christmas rush, like Amazon Flex, which often pays competitive rates.

Industries with high holiday demand:

  • Retail & customer service

  • Package delivery (UPS, FedEx, Amazon)

  • Hospitality & catering for holiday events

  • Gift wrapping and in-store support

  • Warehouse work

Even a few weeks of seasonal employment can give you a significant boost right before Christmas.

If You Need Fast Cash, Consider a Payday Loan From Fast Payday Loans, Inc.

While the above strategies can help you earn or save extra cash, they do take time. When an unexpected financial emergency hits, Fast Payday Loans, Inc. may be able to help you get up to $1,000—often the same day you apply.

Payday loans help bridge the gap between paychecks when urgent expenses arise, and you may qualify even with poor credit.

How to Get a Payday Loan

  1. Submit the quick online inquiry form. A representative from Fast Payday Loans, Inc. will contact you to explain the loan process and schedule an appointment.

  2. Visit your nearest location with:

    • A government-issued ID

    • A blank check from an active checking account

    • Your most recent pay stub

  3. If approved, review and sign your documents. You can receive your funds the same day or the next business day.

FAQ – Finding Extra Christmas Money & Payday Loans

1. What are the fastest ways to make extra money for Christmas?

Some of the quickest options include selling unused items, taking on short-term seasonal jobs, and offering services like pet sitting or dog walking.

2. Can cutting subscriptions really help my holiday budget?

Yes! Many people save between $20 and $100 per month just by canceling unused subscriptions—money that can go toward gifts or holiday expenses.

3. What can I sell to make quick holiday cash?

Electronics, brand-name clothing, gaming consoles, and small appliances tend to sell the fastest and for the highest price.

4. How fast can I get a payday loan from Fast Payday Loans, Inc.?

If approved, many borrowers receive funds the same day or by the next business day.

5. Can I get approved if I have bad credit?

Yes. Fast Payday Loans, Inc. considers applicants with all types of credit histories—even poor credit.

6. How much can I borrow?

Customers may qualify for up to $1,000, depending on state laws and individual circumstances.

7. What do I need to qualify for a payday loan?

You’ll typically need:

  • A government-issued ID

  • An active checking account

  • A recent pay stub

  • To be at least 18 years old 

Make Extra Money Just in Time for Christmas

Finding extra holiday cash doesn’t have to be stressful. Use these five fast strategies to boost your budget—and if an emergency hits, Fast Payday Loans, Inc. may be able to help bridge the gap.

Ready to get started? Call today or complete the quick online form to begin your payday loan process!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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